Seminar Topics

 

Financial Strategies for Successful Retirement

This seminar is designed to help prepare financially and emotionally for retirement. Each attendee is encouraged to assess his or her own situation and is entitled to a private consultation at the conclusion of the seminar. 

 

 

 

 

Seminar Agenda

 

Session 1
Session 2
Session 3
Financial Basics
Investments
Risk Management 
Retirement Income. Perception and Reality
Emergency Reserves 
Ways to Manage Risk 
How Long Will You Be Retired
Investment Choice
Health Insurance 
Nine Reasons People Fail Financially in Retirement 
Traditional Cash Reserves 
Medicare
Setting Goals 
Debt and equity Investments 
Disability Income Insurance 
Using Credit Wisely 
Bonds
Long Term Care 
Controlling Debt 
Stock
Long-term Care Progression
Making Compounding Work for You
Stock Exchanges
Paying for Long-Term Care
Inflation 
 
Reading Stock Tables  
Long Term Care Insurance  
Your Income Taxes
Comparing Market Measures
Stock Market Fluctuations
Changing Life Insurance Needs 
Impact of Income Taxes and Inflation 
Corporate Distributions 
Types of Life Insurance
Earning a Real Rate of Return 
Using Portfolio Managers
Term Insurance
Making Your Money Last 
Obtaining Professional Management 
Cash Value Insurance
Retirement Income 
Mutual Funds 
Pension Maximization Using Life Insurance
Retirement Defined 
Dollar-Cost Averaging 
Survivorship Life 
Retirement Plans 
Mutual Funds for Retirement Income
Estate Planning strategies
Social Security
 
The Power of Tax Deferral Income
Importance of Estate Planning
Value of Tax-Deferred Contributions 
Tax Deferred Annuities 
Considerations in Estate Planning
Personal Retirement Plans 
Variable Life Insurance Policies
Planning for Incapacity 
Traditional IRAs
 
Asset Allocation 
Distributing Assets at Your Death
Roth IRAs 
The Best Performing Asset Class
Direct Transfer Assets 
Employer Retirement Plans 
Procrastination-Your Greatest Investment Risk 
Joint Ownership
Defined Benefit
529 Plans
Trusts
Defined Contribution
 
Probate
Taking Money Out of Employer Retirement Plans 
 
Your Will
Required Minimum Distribution/Withdrawal Rules 
 
Taxes and Your Estate 
Choosing Your Beneficiary 
 
Federal Unified Gift and Estate Tax Rates
Retirement Checklist 
 
Providing Money for Estate Transfer Costs

 

“This seminar is designed to provide  information on the subjects covered. It is not, however, intended to provide specific legal, tax, or other professional advice. For specific professional assistance, the services of an appropriate professional should be sought.”

Optional Retirement Planning Counseling 

After the conclusion of the seminar, the attendees are entitled to a personal retirement planning consultation at no addtional cost .  For more details on any of our seminars or workshops contact us at 713-807-7002 or wally@najafifinancial.com